Read Proverbs 3:27&28  These verses sound a little complicated, but they are actually very simple.  Verse 27 states the idea and verse 28 gives an example of the idea to make it clear.  The idea in verse 27 is that when we owe someone something, and we have the money to pay them, we should pay them and not try to hang onto the money just a little longer only because we want to hang onto our money.  The example that Solomon uses in verse 27 is of a neighbor that comes to borrow some bread from you.  Back in Bible times, people didn't have Wal-Mart to go to to buy bread if they ran out.  If you ran out of bread, you would borrow from your neighbor until you could bake some more.  That wasn't a big deal because the next week, your neighbor might be borrowing from you.  In order to have bread, people had to gather wood, build a fire in their outdoor oven, grind the wheat into flour, mix the dough, let the dough rise, and finally bake the bread. It was a long process to bake bread, and you didn't do it every day.  If you ran out of bread, you just borrowed from your neighbor - just like your neighbor borrowed from you.  But if your neighbor needed bread and you told your neighbor to come by tomorrow to get the bread, when you actually already had some bread, well, that wasn't right.  That let you keep your bread another day, but it caused your neighbor to have to make another trip.  You would be taking advantage of your neighbor.  To put it in today's language, if you mow someone's yard for them and they ask you to come back tomorrow and they will pay you then, but they have the money to pay you right now, that isn't right.  If you baby sit for someone and they ask you to come by their house tomorrow to get the money that they owe you, but they have the money in their purse right now, that isn't right.  They are just being stingy - they just want to hang onto their money one more day.  Actually, they want to hang onto your money one more day.  Solomon said that wasn't right.  You should pay someone right away - right when the money is due to them!  They worked for their money.  They deserve their money right away.