Read Proverbs 22:3  Today's verse compares the actions of a prudent man to a simple man.  If someone is prudent that means that they are thoughtful and careful and observant.  A prudent man is one who doesn't drive a car while texting.  A prudent man is one who does his best at his job and saves his money and doesn't waste it.  Our verse says that a prudent man looks out and sees when trouble is coming and does what he can to avoid it.  The simple man, however, just keeps going along and falls right into the trouble that he didn't see coming.  He doesn't look ahead and hasn't even planned for what might happen.  When something bad does happen, the simple man has to scramble to figure out what to do and where to get the money to resolve the problem and how he is going to pay it back.  He doesn't plan ahead like the prudent man, he just works his way out of trouble as best he can.  But the problem is, sometimes he can't get out of his trouble.  He has to depend on someone else to get him out of his trouble.  And that someone else is usually the prudent man who is prepared for the trouble.  Thank God for prudent people, who have money saved up.  God lets prudent people keep the simple from disaster.  Wouldn't you rather be a prudent person than a simple person?